Terms of Service

To use our services, you must:

• Be at least 18 years of age
• Be a legal resident of India
• Have the legal capacity to enter into contracts
• Provide accurate and complete information
• Comply with all applicable laws and regulations

We reserve the right to verify your eligibility and may request additional documentation.

You agree to:

• Provide accurate, current, and complete information
• Maintain the security of your account and information
• Notify us immediately of any unauthorized use
• Comply with all applicable laws and regulations
• Not use our services for any illegal or unauthorized purpose
• Not interfere with or disrupt our services
• Not attempt to gain unauthorized access to our systems

Your privacy is important to us. Our collection and use of personal information is governed by our Privacy Policy, which is incorporated into these terms by reference.

By using our services, you consent to our collection and use of information as described in our Privacy Policy.

For loan-related services:

• All loan applications are subject to approval
• Interest rates and terms are subject to change
• Additional fees and charges may apply
• Credit checks may be performed
• Documentation requirements vary by loan type
• Processing times may vary

We act as an intermediary and do not guarantee loan approval or specific terms.

The service and its original content, features, and functionality are and will remain the exclusive property of Advik Finance & Marketing Solutions and its licensors. The service is protected by copyright, trademark, and other laws.

You may not reproduce, distribute, or create derivative works from our content without our express written consent.

In no event shall Advik Finance & Marketing Solutions, nor its directors, employees, partners, agents, suppliers, or affiliates, be liable for any indirect, incidental, special, consequential, or punitive damages, including without limitation, loss of profits, data, use, goodwill, or other intangible losses, resulting from:

• Your use or inability to use the service
• Any unauthorized access to or use of our servers
• Any interruption or cessation of transmission to or from the service
• Any bugs, viruses, or other harmful code
• Any errors or omissions in any content

We may terminate or suspend your access immediately, without prior notice or liability, for any reason whatsoever, including without limitation if you breach the Terms.

Upon termination, your right to use the service will cease immediately. If you wish to terminate your account, you may simply discontinue using the service.

These Terms shall be interpreted and governed by the laws of India, without regard to its conflict of law provisions.

Any disputes arising from these terms or our services shall be subject to the exclusive jurisdiction of the courts in India.

We reserve the right, at our sole discretion, to modify or replace these Terms at any time. If a revision is material, we will try to provide at least 30 days notice prior to any new terms taking effect.

What constitutes a material change will be determined at our sole discretion. By continuing to access or use our service after those revisions become effective, you agree to be bound by the revised terms.

If you have any questions about these Terms of Service, please contact us: